Expert Mortgage Solutions for

Homebuyers and Homeowners

in the Carolinas

We understand the excitement and challenges of buying a home. Our mission is to simplify the mortgage process for you.

Ready to Buy a Home?

Our experienced mortgage brokers will work to find the perfect loan option that fits your financial goals.

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Considering Refinancing Your

Current Mortgage?

We'll  guide you through options that could lower your interest rate and save you thousands of dollars over the life of your loan.

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Making Homeownership a Reality

in Charlotte Metro and Beyond

At Carolina Mortgage Firm, we're passionate about helping families achieve homeownership. Whether you're a first-time buyer or looking to refinance, our experienced mortgage brokers are here to guide you every step of the way.


Let Carolina Mortgage Firm turn your dream of homeownership into reality.

CONTACT US TODAY!

6 Ways Brokers Help You Lock in Lower Rates

Our team of experienced mortgage advisors has over 50 years of combined experience

and will quickly and efficiently guide you through buying or refinancing.

Secure Your Home Purchase Loan

Competitive rates mean that you, the buyer, have more purchasing power.

By working with Carolina Mortgage Firm, we’ll help you apply, compare, and choose a home purchase loan that makes your dream home a reality.

Refinance for Better Rates

We’ll shop for a lower interest rate to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates and

Pick the Best

You wouldn't accept the first offer at the car lot, so don't take your first mortgage offer. Use our rate comparison tool to find the best loan for you.

Get Your Loan

Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you'll get your desired house.

Evaluate Your Property


Know where you stand. With your up-to-date property evaluation, you'll be more equipped to choose the loan terms that fit your goals.

Get a Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance — and put your home loan to work for you.

Carolina Mortgage Firm:

Delivering Expertise and Personal Touch to Every Loan

The home-buying and refinancing experience shouldn't be stressful. That's why we combine the convenience of an online lender with the personalized service of a dedicated mortgage broker. Our team is committed to clear communication and keeping you informed throughout the process.

What Our Clients Say

  • ⭐ ⭐ ⭐ ⭐ ⭐

    I couldn't have asked for a better experience as a first-time home buyer.  Chad and Genesis made this a smooth experience from start to finish.  They set us up with a great realtor and were every bit deserving of this 5 star review.  A+ service and highly recommend!

    - Connie C.

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    Making the move from Oklahoma was a lot. Finding Carolina Mortgage Firm was a complete blessing that made the transition so much easier. I dealt directly with Chad the owner who advised me on the areas of Charlotte that fit our families needs. Gave me a great rate and even a realtor recommendation. My family and I are so happy we made the move. I’d highly recommend Carolina Mortgage Firm to anyone looking to purchase a new home

    - Cody L.

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  • ⭐ ⭐ ⭐ ⭐ ⭐

    The team at Carolina Mortgage are great to work with.  They all answered my questions quickly and worked hard to ensure my closing was as fast as possible. They truly advocate for home buyers and make sure the process is as easy as possible for them.  Very happy with my experience.

    - Crystal

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    Great experience! I have been looking for houses for over two years. They have aways been very quick with everything. Need something?,  boom done. I have looked around, Carolina Mortgage is 2nd to none.

    - Mike M.

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    As first time home buyers, we could not have asked for a better experience than what we had with Carolina Mortgage Firm. Chad, Genesis, and Jimmy were extremely helpful throughout the entire process. Chad was our official loan officer who we first spoke to. He assured us that the loan process would go smoothly, he was very easygoing, and he made us feel comfortable with our decision. Genesis was responsive to all of our emails and worked closely with our realtor and the seller of our home to make sure everything was in place and on time. Jimmy was extremely helpful throughout the process as well. There were lots of questions we had as first time buyers, but we were able to make a quick phone call or send a text and he would would have us an answer immediately. Response time is very important in the home buying process, but in our experience, we were never under pressure at all. As long as you do a little bit of preparation and provide any requested documents, the process cannot be any easier. We were very pleased with Carolina Mortgage Firm and the staff of Chad, Genesis, and Jimmy.

    - Sam E.

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    Chad and his team made financing our house the easy part of the whole process. We did not have to worry about a thing! Chad made himself available early and late to answer any questions we had during our home buying journey. I appreciate everything he did and will recommend him to anyone looking to purchase a new home.

    - Joshua Z.

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    ⭐ ⭐ ⭐ ⭐ ⭐

    Carolina Mortgage Firm was amazing to deal with and I absolutely recommend their services.  Chad was super knowledgeable and responsive.  He helped us get a great rate and was there for any questions we had along the way.  Genesis made the entire process a breeze and was able to get everything submitted on time and without hassle.  We had a quick turn-around timeline to get everything submitted in order to close on time and she made it happen without a hitch.  Thank you Carolina Mortgage Firm!

    - Caylyn D.

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    Streamline service from start to finish, got my loan quick and made it look easy, very organized way to transfer Information from us to them, very impressed.

    - Manny M.

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    ⭐ ⭐ ⭐ ⭐ ⭐

    Bought a new home and checked with a few lenders.  Carolina Mortgage Firm had the best rates and their staff was far more knowledgeable than some of the big guys I was in contact with.  Special thanks to Chad and Genesis for their constant communication and rush to get us closed on time.  The whole process was a breeze and I would highly recommend Carolina Mortgage firm to anyone interested in a home purchase or refinance.  Thank you guys!

    - Ryan M.

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    ⭐ ⭐ ⭐ ⭐ ⭐

    Carolina Mortgage Firm is the only lender that will work day and night to get you the best loan in the market and get you approved in DAYS! My family and I were lucky enough to get in contact with one of their loan officers, Genesis Assulin, and it was nothing but blessings. After working with a different lender for almost 6 months and 2 days before closing, all these issues appeared and we thought all hope was lost. Genesis took over and in less than 10 days, she managed to get us approved into my family’s first home. Plus our closings costs went from a little over $2,000 to a check with our name on it so we can buy dinner and celebrate! Thank you again Genesis for all the hard work you put into our first home. After this experience we just went through together, I would not consider working with anyone else for a mortgage.

    - Frances Z.

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Carolina Mortgage Firm goes beyond the convenience of an online lender. We combine competitive rates with a dedicated team of mortgage brokers committed to providing exceptional customer service. Get in touch today, and let's discuss your dreams of homeownership!