Meet The Team

Chad Baur

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Chad is a founding mortgage professional dedicated to helping homebuyers navigate the loan process with clarity and confidence.

Chad Baur is the founder of Carolina Mortgage Firm, where he serves clients across the Carolinas as a hands-on loan officer dedicated to making the mortgage process straightforward and stress-free.

With deep roots in the Rock Hill and Charlotte area, Chad built Carolina Mortgage Firm on the belief that every borrower deserves personalized guidance — not a one-size-fits-all approach.

He specializes in home purchases, refinances, and foreclosure transactions, working with a wide range of loan products to find the right fit for each client’s unique situation. Whether you’re buying your first home or restructuring your finances, Chad brings the expertise and responsiveness to get you to the closing table with confidence.

Mortgage Calculator

Use our mortgage calculator to explore different scenarios. Adjust down payment, interest rate, and loan term to see how your monthly payment changes.

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Professionals You Can Trust

Our team of loan officers brings experience, local insight, and a genuine commitment to doing right by our clients and partners.

Whether you’re a buyer, investor, or real estate professional, you’ll work directly with people who understand your goals and your market.

Allen Minnick
Branch Manager | Loan Officer
Meet Allen