Skip to main content
Skip to footer
Opens in a new tab
+1 (704) 800-6551
Become A Partner
Get Pre-Approved
+1 (704) 800-6551
Home
Team
Michael Pennington
Allen Minnick
Katie Hayden
Chad Baur
Buy A Home
For Realtors
Refinance
Blog
Contact
Home
Team
Michael Pennington
Allen Minnick
Katie Hayden
Chad Baur
Buy A Home
For Realtors
Refinance
Blog
Contact
Category:
Mortgage Guides & Education
Can Gift Funds Be Used for an FHA Loan in 2026?
September 2, 2026
Saving for a down payment is often one of the biggest challenges facing homebuyers. Fortunately, FHA loans offer flexibility that…
Can I Have a Co-Borrower on an FHA Loan in 2026?
August 28, 2026
One of the most common concerns among homebuyers is: "What if I don't qualify on my own?" Whether you're a…
Can I Use Gift Funds on a Conventional Loan in 2026?
August 21, 2026
One of the biggest obstacles for many homebuyers isn't qualifying for a mortgage—it's saving enough money for the down payment…
Can I Buy a Home One Year After Bankruptcy With a Conventional Loan in 2026?
August 19, 2026
Few financial events create more confusion for homebuyers than bankruptcy. One of the most common questions we hear at Carolina…
Buying a Home With Student Loan Debt: The Complete 2026 Guide
August 12, 2026
If you're carrying student loan debt and wondering whether homeownership is possible, you're not alone. One of the most common…
Buying a Home in Charlotte vs. Fort Mill: Which Is Right for You?
August 7, 2026
One of the most common conversations we have with homebuyers at Carolina Mortgage Firm starts with a simple question: "Should…
Buying a Home After Divorce: The Complete 2026 Guide
August 5, 2026
Divorce is one of life's most significant financial transitions. Along with emotional changes, many individuals find themselves facing important housing…
Can Bonus Income Be Used to Qualify for a Mortgage in 2026?
July 21, 2026
Many homebuyers receive a significant portion of their compensation through annual, quarterly, or performance-based bonuses. One of the most common…
Can Commission Income Be Used to Qualify for a Mortgage in 2026?
July 7, 2026
If you're paid on commission, you've probably wondered: "Can I use my commission income to qualify for a mortgage?" The…
What Happens After You’re Under Contract? A Step-by-Step Guide to the Mortgage Process
June 26, 2026
Congratulations! Your offer has been accepted and you're officially under contract on a new home. This is one of the…
←
1
2
3
→