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Home
Team
Michael Pennington
Allen Minnick
Katie Hayden
Chad Baur
Buy A Home
For Realtors
Refinance
Blog
Contact
Home
Team
Michael Pennington
Allen Minnick
Katie Hayden
Chad Baur
Buy A Home
For Realtors
Refinance
Blog
Contact
Category:
Loan Types
Can I Have a Co-Borrower on an FHA Loan in 2026?
August 28, 2026
One of the most common concerns among homebuyers is: "What if I don't qualify on my own?" Whether you're a…
What Are Conventional Loan Limits in 2026?
August 26, 2026
If you're planning to buy a home, refinance, or move up to a larger property, you've likely heard terms like:…
Can I Use Gift Funds on a Conventional Loan in 2026?
August 21, 2026
One of the biggest obstacles for many homebuyers isn't qualifying for a mortgage—it's saving enough money for the down payment…
New Construction Financing Explained: The Complete 2026 Guide
July 31, 2026
Building a brand-new home is an exciting experience. You get to choose your floor plan, select finishes, customize features, and…
North Carolina First-Time Homebuyer Programs: The Complete 2026 Guide
July 27, 2026
Buying Your First Home in North Carolina Purchasing your first home is one of the most exciting financial milestones you'll…
How Is Rental Income Calculated on a Conventional Loan in 2026?
July 23, 2026
If you own rental property—or are planning to purchase one—you may be wondering: "Can I use rental income to qualify…
Can Bonus Income Be Used to Qualify for a Mortgage in 2026?
July 21, 2026
Many homebuyers receive a significant portion of their compensation through annual, quarterly, or performance-based bonuses. One of the most common…
Bank Statement Loans for Self-Employed Borrowers: The Complete 2026 Guide
July 17, 2026
If you're self-employed, own a business, work as an independent contractor, or earn income through commissions, you've likely experienced one…
How Long After Bankruptcy Can I Get an FHA Loan in 2026?
July 15, 2026
Few financial events create more confusion about homeownership than bankruptcy. One of the most common questions we hear at Carolina…
What Happens After You’re Under Contract? A Step-by-Step Guide to the Mortgage Process
June 26, 2026
Congratulations! Your offer has been accepted and you're officially under contract on a new home. This is one of the…
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