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Home
Team
Michael Pennington
Allen Minnick
Katie Hayden
Chad Baur
Buy A Home
For Realtors
Refinance
Blog
Contact
Tag:
Loan Types
Can I Use Gift Funds on a Conventional Loan in 2026?
August 21, 2026
One of the biggest obstacles for many homebuyers isn't qualifying for a mortgage—it's saving enough money for the down payment…
Buying a Home With Student Loan Debt: The Complete 2026 Guide
August 12, 2026
If you're carrying student loan debt and wondering whether homeownership is possible, you're not alone. One of the most common…
New Construction Financing Explained: The Complete 2026 Guide
July 31, 2026
Building a brand-new home is an exciting experience. You get to choose your floor plan, select finishes, customize features, and…
How Is Rental Income Calculated on a Conventional Loan in 2026?
July 23, 2026
If you own rental property—or are planning to purchase one—you may be wondering: "Can I use rental income to qualify…
Can Bonus Income Be Used to Qualify for a Mortgage in 2026?
July 21, 2026
Many homebuyers receive a significant portion of their compensation through annual, quarterly, or performance-based bonuses. One of the most common…
Bank Statement Loans for Self-Employed Borrowers: The Complete 2026 Guide
July 17, 2026
If you're self-employed, own a business, work as an independent contractor, or earn income through commissions, you've likely experienced one…